Faq’s

Faq’s

The length of time does it decide to try switch your bank account?

That we provide your account will be fully switched in 7 working days if you use the Current Account Switch Service.

How can I switch my account to Card One cash?

Switching your account to Card One cash has not been easier using the Account Switch that is current provider. We are able to switch your entire debits that are direct standing purchases and wages/benefits. So that you can switch your bank account give us a call on 0871 811 1881 (Calls price 11p per moment, along with your phone business’s access fee) and now we shall switch this within the phone.

Does everything back at my account that is old get to my brand new account?

No, recurring payments, also referred to as constant re re payment authorities aren’t an element of the guarantee. They are put up making use of your debit card details, instead of your account number and type rule, and so are usually employed for telecoms bills, gym membership and pay day loan repayments. When you change to a Card One cash account, you will need to allow the businesses worried understand your brand-new card details.

What are the results to any debit card deals that i’ve expected my old bank to cease?

The Account that is current Switch must not interfere using this procedure and any debit card deals which you have actually expected your bank to end should stay therefore after your switch.

If you should be perhaps maybe not just a bank, what exactly are you?

We have been an Authorised Payment Institution (API), running beneath the Payment Services Regulations regulated and authorised by the FCA. The difference that is main an API and a bank is the fact that our company is maybe not certified to make use of the consumer’s cash for almost any function such as for instance lending. There are some other differences that are key a Bank and an API, such as for example various “Conduct of Business” and money adequacy guidelines.

Is my cash protected by the FSCS?

As Card one cash aren’t a bank your hard earned money is certainly not protected because of the FSCS. Nonetheless, Card one cash holds anything in your present account in an account that is safeguarded our selected banking provider (Barclays Bank plc, nationwide Westminster Bank plc or the financial institution of England). Anything united check cashing hours on your own card is in an account that is safeguarded by the credit card providers (Fair Payments Ltd) chosen banking provider (Barclays Bank plc, nationwide Westminster Bank plc). Fair re re re Payments Ltd are really a subsidiary of Equals Group PLC. Registered Office: 3rd Floor, Vintners’ Put, 68 Upper Thames St, London, EC4V 3BJ.

I’ve a negative credit score; can I nevertheless get yourself an account that is current?

Yes, you can easily. A card can be got by you one cash account, irrespective of your credit rating. We do not make any credit checks*, we are able to help you produce a start that is fresh.

Could I apply online?

Yes, you are able to. Click on here to accomplish our online application kind. When you have any nagging dilemmas, or need some assistance, please telephone 0844 257 2500 (Calls price 7p per moment, as well as your phone business’s access fee.) and another of our advisors will show you through the procedure.

May I get my salary/wages paid into my account straight?

Yes you are able to. Getting your salary/wages compensated into the account you often have only to provide your company together with your type code and account number. Instead, you can easily finish a wage mandate and hand to your company. Please contact Consumer Services who can manage to organize to deliver a mandate out for you.

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